The company impressed audiences with a well-established digital payment model in Iraq
International Smart Card, the operator of Iraq’s leading digital payments brand Qi Card, had the distinction of being the only fintech company prominently representing the country and the wider Middle East region.
The company put Iraq on the global fintech stage at Money20/20 USA, the world’s leading fintech show, which concluded on 29th October 2025, in Las Vegas, Nevada.
International Smart Card (Qi Card) impressed audiences with a well-established digital payment model in Iraq, innovations being used and achievements in biometric systems, secure electronic payments, hence contributing to national financial inclusion and digital transformation.
Technology infrastructure
The company prides in its technology infrastructure, which has expanded access to financial services for more than 16mn individuals in Iraq, along with 50,000+ merchants across the country.
International partnerships
International Smart Card (Qi Card) is a trusted partner of major multinational payment networks, including Mastercard, headquartered in New York; Visa, based in California; UnionPay, the Chinese state-owned financial services corporation headquartered in Shanghai; and Ant International, a financial technology company headquartered in Singapore, ensuring unified financial services and round-the-clock support to its cardholders.
“The rich heritage continues to inspire us at International Smart Card. Our participation at the event helped reshape perceptions of Iraq as a rising leader in financial technology,” stated Ali Muneam, CEO, International Smart Card (Qi Card).
Biometric technology
“Visitors were particularly impressed by the success of International Smart Card’s pioneering biometric technology and digital payment model. As a result, 15 multinational companies are planning to visit Iraq in the coming days to further explore potential collaborations,” commented Ahmed Kadhim, Chief Investment Officer, International Smart Card (Qi Card).
“We kicked off conversations with various US and international tech innovators who are experts in enhancing digital payment infrastructure and explored collaborative opportunities to create the future of finance,” concluded Hasan Hadi, Chief Innovation Officer, International Smart Card.
