The unified platform integrates budgeting, investing, and Shariah-compliant solutions
At its core, Vault22 is designed to simplify how people manage money. Instead of juggling multiple banking apps, spreadsheets and investment platforms, users can see their bank accounts, investments, liabilities and financial goals in one intelligent dashboard, helping them better understand their financial position and make clearer long-term decisions.
The launch reflects growing demand for tools that help individuals manage increasingly complex financial lives. Many professionals today operate across multiple banks, currencies and investment accounts, making it difficult to maintain a clear view of their financial position.
Financial data
Vault22 addresses this challenge by aggregating financial data across institutions and combining it with artificial intelligence to deliver personalised financial insights and guidance.
The platform’s AI financial advisor, Tara, analyses spending patterns, financial behaviour and investment activity to provide users with tailored guidance across budgeting, debt reduction, savings and investment planning. The system can forecast potential cash shortfalls, identify idle funds, monitor investments and deliver timely prompts aligned with income cycles and financial goals.
Stephen Ong, Co-Founder, Vault22, said the platform’s aggregation capability allows it to deliver deeper financial insights than traditional financial services. “That allows us to deliver personalized financial guidance and connect customers with the right financial products at the moment they actually need them,” he asserted.
Vault22 now has more than 1mn registered users globally, with over 50,000 new registrations in the past 90 days and monthly active users increasing by 6.92% in February, reflecting growing demand for digital financial management tools.
AI-driven insights
“Vault22 brings financial aggregation, AI-driven insights and digital investment capabilities into one platform, giving individuals greater clarity, control, and intelligence when it comes to financial decision-making,” affirmed Benito Mable, Founder and CEO, Vault22.
The UAE launch builds on Vault22’s strong user base in South Africa, where the company developed and scaled its financial intelligence infrastructure across diverse customer segments.
Now headquartered in Dubai International Financial Centre (DIFC), Vault22 aims to serve globally mobile professionals, entrepreneurs and cross-border investors managing capital across multiple markets, a press statement concluded.
Vault22 is available on the web and as a mobile app on the Apple App Store, Google Play and Huawei App Store.
