Tara, Vault22’s AI-powered financial advisor, acts as an intelligent financial co-pilot
The company operates in a market undergoing rapid transformation. The UAE’s fintech sector is projected to surpass US$ 6bn by 2030, driven by rising digital adoption, progressive regulation and increasing demand for accessible financial tools.
Across the region, a younger generation of investors is shifting away from traditional wealth advisory models in favour of platforms that offer greater transparency, autonomy and real-time financial insights.
Single ecosystem
Vault22’s platform has been designed to respond to that shift by bringing together budgeting, investing, account aggregation and AI-driven financial guidance into a single ecosystem.
The app allows users to link financial accounts, track spending, monitor investments, manage debt, view net worth, automate savings contributions and invest through curated portfolios, all through one consolidated dashboard.
At the centre of the experience is Tara, Vault22’s AI-powered financial advisor, which acts as an intelligent financial co-pilot within the platform. Rather than operating as a standalone chatbot, Tara delivers contextual guidance based on a user’s real financial picture, including spending habits, liabilities, investments, income cycles and long-term goals.
Better decisions
“Vault22 understands a user’s accounts, spending, investments, liabilities and goals, the platform can help people make better decisions at the moment those decisions matter,” stated Stephen Ong, Co-Founder, Vault22.
“Users increasingly want a single platform that helps them understand their finances holistically, not just invest, but budget smarter, track goals, manage spending and build wealth over time. That’s the direction the industry is moving in,” added Benito Mable, Founder and CEO, Vault22.
